1 person is the primary owner of at least one file in goel-aadhaar/payment-wallet-microservices, and goel-aadhaar owns the most: 109 files, or 100% of the codebase. The truck factor is 1: that is how few people would have to leave before the majority of owned files lose their owner. 109 files have exactly one contributor, and 8 modules are dominated by a single person.